{"id":875,"date":"2024-12-23T10:00:42","date_gmt":"2024-12-23T03:00:42","guid":{"rendered":"http:\/\/3.114.29.209\/?p=875&lang=vi"},"modified":"2024-12-28T09:21:58","modified_gmt":"2024-12-28T02:21:58","slug":"dai-la-gi-va-co-che-hoat-dong","status":"publish","type":"post","link":"https:\/\/bitcoinvn.io\/insights\/vi\/dai-la-gi-va-co-che-hoat-dong\/","title":{"rendered":"DAI l\u00e0 g\u00ec? T\u1ea5t t\u1ea7n t\u1eadt nh\u1eefng \u0111i\u1ec1u c\u1ea7n bi\u1ebft v\u1ec1 DAI"},"content":{"rendered":"

N\u1ebfu nh\u01b0 c\u00e1c \u0111\u1ed3ng stablecoin kh\u00e1c ph\u1ee5 thu\u1ed9c v\u00e0o \u0111\u1ed3ng USD d\u1ef1 tr\u1eef th\u00ec gi\u00e1 tr\u1ecb c\u1ee7a DAI l\u1ea1i \u0111\u01b0\u1ee3c \u0111\u1ea3m b\u1ea3o qua c\u00e1c h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh tr\u00ean blockchain. V\u1eady b\u1ea3n ch\u1ea5t c\u1ee7a <\/span><\/i>DAI l\u00e0 g\u00ec<\/i><\/b><\/a>? \u0110\u1ed3ng stablecoin n\u00e0y ho\u1ea1t \u0111\u1ed9ng ra sao? Gi\u00e1 tr\u1ecb c\u1ee7a n\u00f3 nh\u01b0 th\u1ebf n\u00e0o? L\u00e0m sao \u0111\u1ec3 giao d\u1ecbch DAI an to\u00e0n nh\u1ea5t?<\/span><\/i><\/p>\n

\"DAI
DAI l\u00e0 g\u00ec? T\u00ecm hi\u1ec3u ngay v\u00ec sao \u0111\u00e2y l\u00e0 stablecoin h\u00e0ng \u0111\u1ea7u \u0111\u01b0\u1ee3c nhi\u1ec1u nh\u00e0 \u0111\u1ea7u t\u01b0 l\u1ef1a ch\u1ecdn<\/figcaption><\/figure>\n

<\/p>\n

DAI l\u00e0 g\u00ec?<\/b><\/h2>\n

DAI l\u00e0 m\u1ed9t lo\u1ea1i <\/span>stablecoin<\/span><\/a> \u0111\u01b0\u1ee3c thi\u1ebft k\u1ebf \u0111\u1ec3 gi\u1eef gi\u00e1 tr\u1ecb<\/span> t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 1 USD<\/b>. Kh\u00f4ng gi\u1ed1ng c\u00e1c lo\u1ea1i stablecoin kh\u00e1c d\u1ef1a v\u00e0o t\u1ed5 ch\u1ee9c qu\u1ea3n l\u00fd v\u00e0 d\u1ef1 tr\u1eef \u0111\u00f4 la, DAI ho\u1ea1t \u0111\u1ed9ng <\/span>phi t\u1eadp trung<\/b> th\u00f4ng qua <\/span>\u1ee9ng d\u1ee5ng phi t\u1eadp trung (DApp)<\/span><\/a> Maker Protocol – m\u1ed9t ph\u1ea7n m\u1ec1m c\u00f3 m\u00e3 ngu\u1ed3n m\u1edf tr\u00ean blockchain Ethereum.<\/span><\/p>\n

Ng\u01b0\u1eddi d\u00f9ng c\u00f3 th\u1ec3 t\u1ea1o DAI b\u1eb1ng c\u00e1ch kh\u00f3a t\u00e0i s\u1ea3n \u0111i\u1ec7n t\u1eed nh\u01b0 ETH v\u00e0o h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh, bi\u1ebfn t\u00e0i s\u1ea3n n\u00e0y th\u00e0nh kho\u1ea3n th\u1ebf ch\u1ea5p. \u0110\u1ec3 l\u1ea5y l\u1ea1i t\u00e0i s\u1ea3n \u0111\u00e3 kh\u00f3a, h\u1ecd c\u1ea7n tr\u1ea3 l\u1ea1i s\u1ed1 DAI \u0111\u00e3 vay k\u00e8m theo m\u1ed9t kho\u1ea3n ph\u00ed. N\u1ebfu kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3, t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p s\u1ebd b\u1ecb Maker Protocol b\u00e1n qua c\u01a1 ch\u1ebf \u0111\u1ea5u gi\u00e1 t\u1ef1 \u0111\u1ed9ng.<\/span><\/p>\n

Kho\u1ea3n vay c\u00f3 t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p cho ph\u00e9p ng\u01b0\u1eddi vay d\u00f9ng t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh \u0111\u1ec3 \u0111\u1ea3m b\u1ea3o cho kho\u1ea3n vay. Lo\u1ea1i vay n\u00e0y th\u01b0\u1eddng c\u00f3 l\u00e3i su\u1ea5t th\u1ea5p h\u01a1n v\u00ec ng\u01b0\u1eddi cho vay c\u00f3 th\u1ec3 t\u1ecbch thu v\u00e0 b\u00e1n t\u00e0i s\u1ea3n n\u1ebfu ng\u01b0\u1eddi vay kh\u00f4ng tr\u1ea3 \u0111\u01b0\u1ee3c n\u1ee3.<\/span><\/p>\n

\u0110\u1eb7c bi\u1ec7t, <\/span>n\u1ebfu nh\u01b0 c\u00e1c \u0111\u1ed3ng stable kh\u00e1c v\u00ed d\u1ee5 nh\u01b0 <\/span>USDT<\/span><\/a> \u0111\u01b0\u1ee3c t\u1ea1o ra b\u1edfi c\u00f4ng ty Tether Limited, h\u1ecd cam \u0111oan l\u01b0\u1ee3ng USDT s\u1ebd \u0111\u01b0\u1ee3c in ra ph\u1ea3i \u0111\u1ea3m b\u1ea3o t\u01b0\u01a1ng \u0111\u01b0\u01a1ng v\u1edbi l\u01b0\u1ee3ng USD \u0111\u01b0\u1ee3c c\u00f4ng ty d\u1ef1 tr\u1eef trong t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng. Nh\u01b0ng, nh\u01b0 b\u1ea1n \u0111\u00e3 bi\u1ebft c\u00f3 r\u1ea5t nhi\u1ec1u FUD kh\u00f4ng t\u1ed1t v\u1ec1 USDT g\u1ea7n \u0111\u00e2y, v\u00ed d\u1ee5 nh\u01b0: M\u1ed7i th\u00e1ng l\u1ea1i c\u00f3 h\u00e0ng ch\u1ee5c tri\u1ec7u USDT \u0111\u01b0\u1ee3c in m\u1edbi, v\u00e0 c\u00f4ng ty \u0111\u1ee9ng sau USDT \u0111\u00e3 t\u1eeb ch\u1ed1i c\u00f4ng khai ki\u1ec3m to\u00e1n v\u1ec1 ngu\u1ed3n ti\u1ec1n d\u1ef1 tr\u1eef USD trong ng\u00e2n h\u00e0ng c\u1ee7a h\u1ecd, n\u00ean kh\u00f4ng c\u00f3 c\u01a1 s\u1edf n\u00e0o ch\u1ee9ng minh \u0111\u01b0\u1ee3c nh\u1eefng g\u00ec m\u00e0 c\u00f4ng ty \u0111\u00e3 cam \u0111oan tr\u01b0\u1edbc \u0111\u00f3 l\u00e0 s\u1ef1 th\u1eadt. D\u1ef1 \u00e1n USDT l\u00e0 lo\u1ea1i h\u00ecnh t\u1eadp trung, v\u00ec t\u00e0i kho\u1ea3n ng\u00e2n h\u00e0ng c\u1ee7a c\u00f4ng ty \u0111\u1ee9ng sau c\u00f3 th\u1ec3 b\u1ecb kho\u00e1 b\u1ea5t c\u1ee9 l\u00fac n\u00e0o, c\u0169ng nh\u01b0 h\u1ecd c\u00f3 th\u1ec3 l\u1ea5y l\u1ea1i l\u01b0\u1ee3ng USDT n\u00e0y c\u1ee7a b\u1ea1n b\u1ea5t c\u1ee9 l\u00fac n\u00e0o, n\u00ean \u0111\u1ed9 r\u1ee7i ro b\u1ea1n c\u00f3 th\u1ec3 hi\u1ec3u l\u00e0 s\u1ebd cao h\u01a1n nh\u1eefng Blockchain kh\u00f4ng c\u00f3 t\u1ed5 ch\u1ee9c \u0111\u1ee9ng sau.<\/span><\/p>\n

Ng\u01b0\u1ee3c l\u1ea1i, DAI l\u00e0 m\u1ed9t \u0111\u1ed3ng ti\u1ec1n k\u1ef9 thu\u1eadt s\u1ed1 ngang h\u00e0ng v\u00e0 phi t\u1eadp trung tr\u00ean n\u1ec1n t\u1ea3ng Ethereum, ngh\u0129a l\u00e0 b\u1ea1n c\u00f3 th\u1ec3 <\/span>t\u1ef1 qu\u1ea3n l\u00fd t\u00e0i s\u1ea3n c\u1ee7a m\u00ecnh<\/b>, v\u00ec DAI kh\u00f4ng c\u00f3 t\u1ed5 ch\u1ee9c \u0111\u1ee9ng sau nh\u01b0 USDT v\u00e0 n\u00f3 \u0111\u01b0\u1ee3c ph\u00e1t tri\u1ec3n b\u1edfi team Maker. C\u00e1c d\u1ef1 \u00e1n Blockchain kh\u00f4ng c\u00f3 t\u1ed5 ch\u1ee9c \u0111\u1ee9ng sau th\u1ed1ng tr\u1ecb th\u00ec \u0111\u1ed3ng ti\u1ec1n d\u1ef1 \u00e1n \u0111\u00f3 m\u1edbi ch\u00ednh l\u00e0 c\u1ee7a b\u1ea1n, quy\u1ec1n ki\u1ec3m so\u00e1t ho\u00e0n to\u00e0n n\u1eb1m trong tay b\u1ea1n. Th\u01b0\u1eddng c\u00e1c team t\u1ea1o ra d\u1ef1 \u00e1n nh\u01b0 th\u1ebf n\u00e0y s\u1ebd \u0111\u01b0\u1ee3c chia v\u00e0 gi\u1eef m\u1ed9t s\u1ed1 l\u01b0\u1ee3ng token presale tr\u01b0\u1edbc khi b\u00e1n ra th\u1ecb tr\u01b0\u1eddng v\u00e0 s\u1ebd \u0111\u01b0\u1ee3c l\u1ee3i khi gi\u00e1 coin\/token c\u1ee7a h\u1ecd t\u0103ng l\u00ean sau n\u00e0y, h\u1ecd h\u01b0\u1edfng l\u1ee3i t\u1eeb ch\u00ednh \u0111\u1ed3ng coin c\u1ee7a h\u1ecd t\u1ea1o ra, t\u01b0\u01a1ng t\u1ef1 nh\u01b0 <\/span>Bitcoin<\/span><\/a> v\u00e0 <\/span>Ethereum<\/span><\/a>.<\/span><\/p>\n

\"DAI
DAI kh\u00f4ng ph\u1ee5 thu\u1ed9c v\u00e0o b\u1ea5t k\u1ef3 t\u1ed5 ch\u1ee9c hay c\u00e1 nh\u00e2n n\u00e0o<\/figcaption><\/figure>\n

Ai \u0111\u00e3 t\u1ea1o ra DAI?<\/b><\/h2>\n

Dai \u0111\u01b0\u1ee3c t\u1ea1o ra b\u1edfi Rune Christensen v\u00e0o n\u0103m 2014 khi anh th\u00e0nh l\u1eadp Maker Foundation v\u00e0 ph\u00e1t tri\u1ec3n Maker Protocol, m\u1ed9t d\u1ef1 \u00e1n m\u00e3 ngu\u1ed3n m\u1edf nh\u1eb1m x\u00e2y d\u1ef1ng h\u1ec7 th\u1ed1ng t\u00edn d\u1ee5ng cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng vay ti\u1ec1n b\u1eb1ng t\u00e0i s\u1ea3n th\u1ebf ch\u1ea5p l\u00e0 ti\u1ec1n \u0111i\u1ec7n t\u1eed.<\/span><\/p>\n

DAI ch\u00ednh th\u1ee9c ra m\u1eaft tr\u00ean Maker Protocol v\u00e0o <\/span>n\u0103m 2017<\/b> nh\u01b0 m\u1ed9t<\/span> t\u00e0i s\u1ea3n cho vay<\/b> \u1ed5n \u0111\u1ecbnh d\u00e0nh cho doanh nghi\u1ec7p v\u00e0 c\u00e1 nh\u00e2n.<\/span><\/p>\n

Sau \u0111\u00f3, Maker Foundation \u0111\u00e3 chuy\u1ec3n giao quy\u1ec1n ki\u1ec3m so\u00e1t ph\u1ea7n m\u1ec1m cho MakerDAO<\/a> \u2013 m\u1ed9t t\u1ed5 ch\u1ee9c t\u1ef1 tr\u1ecb phi t\u1eadp trung, hi\u1ec7n qu\u1ea3n l\u00fd giao th\u1ee9c n\u00e0y.<\/span><\/p>\n

C\u01a1 ch\u1ebf ho\u1ea1t \u0111\u1ed9ng c\u1ee7a DAI l\u00e0 g\u00ec?<\/b><\/h2>\n

\u0110\u1ed1i v\u1edbi c\u00e1c nh\u00e0 \u0111\u1ea7u t\u01b0 Ethereum hi\u1ec7n \u0111ang n\u1eafm gi\u1eef s\u1ed1 l\u01b0\u1ee3ng l\u1edbn ETH v\u00e0 h\u1ecd tin v\u00e0o gi\u00e1 tr\u1ecb l\u00e2u d\u00e0i c\u1ee7a ETH v\u00e0 v\u00ec th\u1ebf h\u1ecd mu\u1ed1n ti\u1ebfp t\u1ee5c n\u1eafm gi\u1eef ETH, nh\u01b0ng h\u1ecd c\u0169ng c\u1ea7n m\u1ed9t kho\u1ea3n ti\u1ec1n \u0111\u1ec3 chi ti\u00eau. Ho\u1eb7c gi\u1ea3 b\u1ea1n \u0111\u00e3 mua ETH ngay gi\u00e1 \u0111\u1ec9nh, v\u00e0 gi\u00e1 ETH \u0111ang gi\u1ea3m m\u1ea5t ph\u00e2n n\u1eeda, m\u00e0 b\u1ea1n kh\u00f4ng mu\u1ed1n ch\u1ed1t ETH qua fiat ngay l\u00fac n\u00e0y v\u00ec s\u1ebd b\u1ecb l\u1ed7, nh\u01b0ng l\u1ea1i c\u00f3 qu\u00e1 nhi\u1ec1u k\u00e8o coin kh\u00e1c b\u1ea1n mu\u1ed1n v\u00e0o, v\u1eady DAI c\u00f3 gi\u00fap g\u00ec cho b\u1ea1n \u0111\u01b0\u1ee3c trong chuy\u1ec7n n\u00e0y kh\u00f4ng?<\/span><\/p>\n

C\u01a1 ch\u1ebf ho\u1ea1t \u0111\u1ed9ng ch\u00ednh c\u1ee7a DAI ch\u00ednh l\u00e0 <\/span>P2P lending<\/span><\/a> (cho vay ngang h\u00e0ng, hi\u1ec7n DAI \u0111\u1ee9ng \u0111\u1ea7u v\u1ec1 s\u1ed1 l\u01b0\u1ee3ng giao d\u1ecbch cho vay P2P \u0111\u01b0\u1ee3c t\u1ea1o ra h\u00e0ng th\u00e1ng). \u0110\u1ec3 vay \u0111\u01b0\u1ee3c Dai, b\u1ea1n c\u00f3 th\u1ec3 s\u1eed d\u1ee5ng h\u1ee3p \u0111\u1ed3ng th\u00f4ng minh MakerDAO \u0111\u1ec3 k\u00fd g\u1eedi v\u00e0 kho\u00e1 ETH v\u00e0 \u0111\u1ed5i l\u1ea1i 67% gi\u00e1 tr\u1ecb b\u1eb1ng token DAI.<\/span><\/p>\n

B\u1eb1ng c\u00e1ch n\u00e0y, b\u1ea1n v\u1eabn c\u00f3 th\u1ec3 gi\u1eef s\u1ed1 ETH c\u1ee7a m\u00ecnh, v\u00e0 \u0111\u1eb7t s\u1ed1 ETH n\u00e0y th\u1ebf ch\u1ea5p v\u00e0o trong 1 h\u1ee3p \u0111\u1ed3ng CDP v\u00e0 tr\u1ea3 kho\u1ea3n ph\u00ed vay, sau \u0111\u00f3 b\u1ea1n s\u1ebd c\u00f3 1 l\u01b0\u1ee3ng DAI \u0111\u1ec3 t\u00e1i \u0111\u1ea7u t\u01b0 v\u00e0o danh m\u1ee5c t\u00e0i s\u1ea3n kh\u00e1c. S\u1ed1 DAI vay kh\u00f4ng n\u00ean v\u01b0\u1ee3t qu\u00e1 ng\u01b0\u1ee1ng b\u00e1o \u0111\u1ed9ng, v\u00ec n\u1ebfu gi\u00e1 c\u1ee7a ETH gi\u1ea3m m\u1ea1nh, CDP c\u1ee7a b\u1ea1n s\u1ebd d\u1ec5 b\u1ecb thanh l\u00fd v\u00e0 b\u00e1n r\u1ebb cho ng\u01b0\u1eddi d\u00f9ng kh\u00e1c trong h\u1ec7 th\u1ed1ng, b\u1ea1n s\u1ebd b\u1ecb m\u1ea5t s\u1ed1 ETH n\u00e0y. Ng\u01b0\u1ee3c l\u1ea1i, n\u1ebfu gi\u00e1 tr\u1ecb c\u1ee7a ETH t\u0103ng l\u00ean, b\u1ea1n nghi\u1ec5m nhi\u00ean v\u1eabn s\u1edf h\u1eefu l\u01b0\u1ee3ng ETH n\u00e0y v\u00e0 c\u00f2n c\u00f3 kh\u1ea3 n\u0103ng sinh l\u1ee3i t\u1eeb vi\u1ec7c \u0111\u1ea7u t\u01b0 s\u1ed1 DAI b\u1ea1n \u0111\u00e3 vay \u0111\u1ec3 theo k\u00e8o coin kh\u00e1c.<\/span><\/p>\n

\"DAI
DAI cho ph\u00e9p ng\u01b0\u1eddi d\u00f9ng vay th\u1ebf ch\u1ea5p t\u00e0i s\u1ea3n<\/figcaption><\/figure>\n

DAI \u0111\u01b0\u1ee3c d\u00f9ng \u0111\u1ec3 l\u00e0m g\u00ec?<\/b><\/h2>\n

DAI c\u00f3 th\u1ec3 l\u00e0 l\u1ef1a ch\u1ecdn t\u1ed1t cho ng\u01b0\u1eddi d\u00f9ng v\u00ec n\u00f3 hi\u1ec7u qu\u1ea3, minh b\u1ea1ch v\u00e0 gi\u00fap<\/span> l\u01b0u tr\u1eef ti\u1ec1n m\u1ed9t c\u00e1ch an to\u00e0n<\/b> khi c\u00e1c lo\u1ea1i ti\u1ec1n \u0111i\u1ec7n t\u1eed kh\u00e1c c\u00f3 th\u1ec3 bi\u1ebfn \u0111\u1ed9ng m\u1ea1nh.\u00a0<\/span><\/p>\n

DAI c\u0169ng gi\u1ed1ng nh\u01b0 c\u00e1c lo\u1ea1i ti\u1ec1n \u0111i\u1ec7n t\u1eed kh\u00e1c, <\/span>c\u00f3 th\u1ec3 giao d\u1ecbch xuy\u00ean qu\u1ed1c gia<\/b> v\u00e0 d\u1ec5 d\u00e0ng chuy\u1ec3n \u0111\u1ed5i v\u1edbi chi ph\u00ed th\u1ea5p. \u0110i\u1ec1u n\u00e0y l\u00e0m cho DAI tr\u1edf th\u00e0nh m\u1ed9t s\u1ef1 thay th\u1ebf h\u1ea5p d\u1eabn cho ng\u00e2n h\u00e0ng truy\u1ec1n th\u1ed1ng.\u00a0<\/span><\/p>\n

\u01afu \u0111i\u1ec3m c\u1ee7a DAI l\u00e0 g\u00ec?<\/b><\/h2>\n